03 — Our Solutions
Compliance
Concierge
Your ongoing regulatory and corporate compliance function — AML/CFT, PRO services, company secretarial, and government liaison — billed annually so your obligations are discharged for the year.
- –Compliance Officer
- –PRO
- –Company Secretary
Compliance is not
a one-off task.
UAE businesses operate in a layered compliance environment. Company renewals, corporate governance, AML/CFT obligations, and government filings all recur — and all carry material penalties for late or inadequate compliance.
Compliance Concierge manages your annual compliance calendar so nothing lapses. Tiers are structured by scope: start with the company essentials, then add people and HR compliance as your headcount grows, and add the AML/CFT programme when your regulatory obligations require it.
Maximum administrative fine per AML/CFT violation under UAE federal law — per violation, not in aggregate
Distinct annual compliance obligations for a typical UAE SME — from UBO registration to ESR to licence renewal
Compliance calendar managed by Amara — deadlines tracked, submissions coordinated, obligations discharged
Tiers by scope.
Annual billing, by design.
- ✓Trade licence renewal coordination
- ✓UBO register maintenance & filing
- ✓ESR notification (nil or applicable)
- ✓Corporate records management
- ✓MOA amendment coordination
- ✓Annual compliance calendar
- —Emiratisation monitoring
- —goAML registration
- —AML/CFT policy & BRA
- —Outsourced MLRO/CCO
- ✓Emiratisation quota assessment — annual
- ✓Nafis registration & subsidy optimisation
- ✓MOHRE compliance status monitoring
- ✓Establishment card renewal
- ✓ICV Certification (Abu Dhabi procurement)
- ✓ESR Notification + Report where required
- ✓Document attestation coordination
- —goAML registration
- —AML/CFT policy & BRA
- —Outsourced MLRO/CCO
- ✓goAML registration & management
- ✓AML/CFT Policy & Procedures framework
- ✓Annual Business Risk Assessment (BRA)
- ✓Customer Due Diligence programme
- ✓STR/SAR filing coordination
- ✓Outsourced MLRO/CCO function
- ✓AML staff training (annual, group)
- ✓CSR framework advisory
- ✓ESG reporting readiness
Government fees, authority charges, and third-party disbursements are not included and are disclosed upfront for approval before any spend. MOA amendments, notarisation, attestation fees, and additional AML training sessions are available as add-ons at all tiers. VAT excluded on all Amara fees.
Why annual billing
Anti-money laundering.
Managed and maintained.
The UAE's AML/CFT framework applies to Designated Non-Financial Businesses and Professions (DNFBPs) — including real estate brokers, precious metals dealers, accountants, lawyers, and company formation agents. If your business falls into any of these categories, you carry mandatory ongoing obligations. These are managed under the Comprehensive tier.
AML/CFT Policy Framework
Written AML/CFT policy and procedures — risk-based, FATF-aligned, approved by senior management. Covers CDD procedures, record-keeping, suspicious activity reporting, and the Compliance Officer mandate.
Business Risk Assessment
Annual Business Risk Assessment analysing your ML/TF exposure across business model, customer base, product mix, delivery channels, and geography. Reviewed and updated annually.
goAML Registration & Filing
goAML platform registration with the UAE FIU, Compliance Officer credential management, and ongoing STR/SAR filing coordination when suspicion arises.
Outsourced MLRO / CCO Function
For businesses without a dedicated Compliance Officer, Amara provides an outsourced MLRO/CCO — receiving and evaluating internal reports, filing STRs, and reporting to senior management. Comprehensive tier only.
| Obligation | Penalty for Non-Compliance | Authority |
|---|---|---|
| goAML Registration | AED 50,000 – AED 5,000,000 | EOCN / FIU |
| UBO Registration | From AED 100,000 | Ministry of Economy |
| AML/CFT Policy & BRA | AED 50,000 – AED 5,000,000 | EOCN / Sector Regulator |
| STR Filing (failure to file) | Criminal liability + fine | EOCN / Public Prosecution |
Corporate governance,
maintained.
Secretarial obligations underpin every UAE entity — maintaining the statutory register, coordinating resolutions, managing directorship changes, and keeping corporate records current and audit-ready. Included across all Compliance Concierge tiers.
Statutory Register Maintenance
Shareholders, directors, UBOs, charges, and beneficial interests — updated within the required 15-day window on any change of ownership, directorship, or control.
UBO Registration & Annual Updates
Annual UBO register submission and change-triggered updates. Filed with the Ministry of Economy (mainland) or free zone authority. Penalty from AED 100,000 for non-compliance.
Board & Shareholder Resolutions
Drafting board and shareholder resolutions and written consent procedures for authority delegations, bank signatory changes, and directorship appointments.
Corporate Records Management
Secure, organised digital corporate records — all licences, certificates, resolutions, and official correspondence — accessible to authorised signatories at all times.
Social responsibility
in the UAE context.
UAE businesses face increasing CSR and Emiratisation expectations — both voluntary and regulatory. CSR framework advisory and ESG readiness are included at Classic and Comprehensive tiers. Emiratisation compliance monitoring is included from Classic tier.
Emiratisation Compliance
Annual Emiratisation quota assessment, Nafis registration and subsidy optimisation, and MOHRE compliance status monitoring for covered businesses (20+ employees).
From AED 6,000/mo per headcount shortfallIn-Country Value Certification
ICV score optimisation, certified auditor coordination, and documentation for Abu Dhabi government and ADNOC procurement qualification. Annual recertification managed.
CSR Framework Advisory
UAE CSR reporting expectations and voluntary framework guidance — aligned to ADGM/DIFC ESG expectations and UAE Vision 2031 sustainability commitments.
ESG Reporting Readiness
Baseline ESG materiality assessment, data gathering framework, and readiness advisory for businesses preparing voluntary or investor-facing ESG disclosures.
Obligations managed.
Penalties avoided.
Compliance Concierge serves any UAE-registered business — from a one-person freezone entity managing its own annual renewals to a 50-person mainland SME with DNFBP obligations and government procurement ambitions. The right tier depends on your obligations, not your size.
Obligations managed. Penalties avoided.
Compliance Concierge serves any UAE-registered business. The right tier depends on your obligations, not your size. Discharge your obligations for the year — start with a conversation.
Find your starting point.
Answer a few questions and see your recommended package build in real time. No form, no commitment — just clarity in about 2 minutes.
Step 2 of 5 — Team size
How many people will your UAE entity have?
Includes founders on investor visas, employees, and any dependants you'll sponsor.